Trusted by 1,000+ businesses • Download Now

Turn credit into cash flow Bookkeeping made simple

DukaCredit helps shop owners track loans, record transactions, manage inventory, and send automated reminders — from any Android phone.

Download app See how it works
⚡
Fast Setup
Start in under 2 minutes
📱
Offline-First
Records sync when online
🔒
Secure
Encrypted local data, safe backup

Why Small Shops Struggle

Most kiosk and small shop owners manage credit in notebooks and memory. This creates a cycle of problems:

💸
Missed Payments
Customers forget, owners forget to follow up — money gets lost
⏰
Time Lost
6+ hours weekly on manual tallying and reconciliation
📦
Stockouts & Shrinkage
No clear inventory tracking leads to empty shelves
🏪
Limited Credit Access
No digital proof of business behavior for lenders
Illustration of messy ledger

What DukaCredit does — detailed

Credit & Receivables

Record who owes you, how much, and when with tags and notes.
  • Instant customer ledger per phone number
  • Searchable history & export PDF
  • Mark partial & full payments easily

Online Store Front

Sell online directly to customers
  • Order management and online payments
  • Product catalog with images, prices, inventory
  • Analytics on store visits, sales, and customers.

Inventory

Track item quantities, stock alerts and cost vs selling price.
  • Quick add via barcode or manual
  • Low-stock alerts to reduce stockouts
  • Reports for restocking

Simple invoicing

Generate a simple receipt/invoice to share with customers.
  • Send receipts via link or message
  • Keep invoice history per customer
  • Offline generation, syncs later

Reports & Exports

Weekly & monthly summaries to understand cash flow.
  • Sales, receivables, and expenses summary
  • Export CSV for accountants

Security & Backup

Local encryption and optional cloud backup for peace of mind.
  • Local encrypted storage
  • Encrypted backup with user consent
  • PIN & biometric unlock (where device supports)

Why merchants choose DukaCredit

Get paid faster

Automated reminders reduce late payments merchants report faster collection cycles.

Save hours weekly

No more manual reconciliation focus on customers & restocking.

Build credit history

Digital records make it easier to access microloans from partner banks.

How it works in 3 simple steps

1
Install & Setup

Download from Play Store, create your shop profile, and add customers or import from contacts

⏱️ Under 2 minutes
2
Record & Tag

Add credit transactions, tag items, and attach notes. Use quick-sell to register sales fast

📱 Works offline
3
Remind & Reconcile

Schedule reminders, record payments, and view reports to see your weekly cash position

🔄 Automated
Demo showing app recording sale, adding credit, and sending reminder
See it in action: Record a sale, add credit, and send a reminder in under 30 seconds

Merchant success story

Meet Mariam's Transformation

From notebook chaos to digital success — a real story from Addis Ababa

+35% Collection Rate
6→1hr Weekly Reconciling
✓ Working Capital Access Approved

📋 Before DukaCredit

  • Recorded credit in a worn notebook
  • Remembered customers by face only
  • Inconsistent payment collections
  • 6 hours/week spent on reconciling
  • No access to business loans

📱 After DukaCredit

  • Digital customer records & history
  • Automated payment reminders
  • 35% improvement in collections
  • Just 1 hour/week reconciling
  • Received small working capital loan
"

"I no longer worry about who owes me — my phone reminds me and customers pay faster. The digital records helped me get my first business loan too!"

— Mariam • Kiosk Owner, Addis Ababa

Frequently asked questions

Does DukaCredit work offline?
Yes core features are offline-first. Changes sync when your device reconnects to the internet.
Is my data secure?
Data is stored locally and encrypted. Optional cloud backup is encrypted and requires your consent.
Which devices are supported?
DukaCredit currently supports Android devices (Play Store). iOS support is planned.
Can I export my data?
Yes export customers & transactions as PDF for accountants or backups.
How do reminders work?
You can schedule reminders and choose templates. Reminders are sent via SMS/Telegram-like links depending on device support.

Loved by 1,000+ merchants

Real merchants across Ethiopia use DukaCredit to manage daily credit & improve collections.

★★★★★

"Saves me from manual bookkeeping headaches"
— Ahmed Kedir, June 2025

★★★★★

"Duka saved my time and helped to run the business efficiently."
— Selam Woldeyes, July 2025

★★★★★

"Easy to use — my customers respond to reminders."
— Abel Fikru, July 2025

Ready to organize your shop and get paid faster?

Download DukaCredit and start tracking credit, inventory, and invoices today — core features free forever.

Download on Play Store See demo